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What Is a Personal Loan?
A personal loan is a lump sum provided to an individual by a bank, credit agency, or private lender, in order for them to use for personal expenses. Personal loans
come with lower interest rates than credit cards, so funding a big expense or project with a personal loan could save you thousands of rands on interest payments.
Example Loan Calculation:
Rates and Fees
Keep in mind that we are not a direct lender, and we do not provide loans to consumers ourselves.
We aid in the process, so that customers will get the loans that best match their needs.
We have contracts with various direct lenders to whom we submit your application, based on your personal profile and loan requirements.
The interest rate you will pay depends on your loan amount and credit profile.
For medium to long term loans the interest rate (APR) can be up to 28%.
On short term loans up to 5% per month (60% APR). Repayment periods can be between 6 and 60 months.
All our partners adhere to the National Credit Act and NCR regulations. We do not offer financial advice. We are a FREE online referral service and forward your
queries and applications to our certified and qualified lending partners. Once we have submitted your application you will deal directly with the lending partner.